91% Gimme The Loot

All Critics (57) | Top Critics (23) | Fresh (52) | Rotten (5)

'Gimme the Loot' is ... meandering and a little shallow. And even at 79 minutes it feels a little too long for what's essentially the film equivalent of a short story.

A thousand-watt jolt of mischief, a spunky, funky, ebullient indie that packs its 81 minutes with cinematic exhilaration.

It may be a slight movie, but it has its sunny charms.

A movie about teenage taggers in the Bronx should be fast and raw, scruffy and loose, and Adam Leon's Gimme the Loot is just that.

As it lopes along, the movie offers a warm but very sharp portrait of New York's have-nots and their uneasy relationship with the haves.

"Gimme the Loot" shouldn't be as appealing and exuberant as it is, it really shouldn't.

First-time feature director Adam Leon's shots are precise and full of detail.

The film's strong suit is its use of locations.

The film is episodic and determinedly offbeat, funny at its best, boring at its worst.

Shot on the streets of New York in a loose, freeform style, this lively comedy-drama feels somewhat underdeveloped, leaving us doubtful about its realism.

It's a great deal of fun, emotionally touching, and even surprisingly old-fashioned.

Some of the movie doesn't exactly convince, and some of the scenes have an actors-improv feel to them, but there's always plenty of humour and energy.

Endlessly entertaining, refreshingly light-hearted and bursting with summer soul, Gimme The Loot joins the pantheon of great New York movies.

It's a shaggy dog story with a certain amount of charm but not nearly enough drama.

The movie is unpolished, and it matters not a jot, because Leon has written super roles for these kids and invests their relationship with such sly feeling.

Hickson walks the line between bravado and vulnerability, while Washington has a charisma, spark and beauty that should ensure this won't be the last we see of her.

Bolstered by a low-key but assured aesthetic and a soundtrack of vintage soul and doo-wop, the film is infectiously enjoyable, with frequently amusing insights and an affable shagginess.

Out of nowhere, Adam Leon might just have delivered the first great New York film of the decade.

Charming and engaging low-budget indie with a witty script, likeable characters, a strong sense of time and place and a pair of terrific performances from its two young leads.

Funny and freewheeling, it's a joy.

A slim, low-budget coming-of-age tale whose richness lies entirely in its interstices. A keenly observed work that celebrates the unfettered joys of youth, and rewards by reminding of the power of a simple tale told well.

Simultaneously real and hopeful, "Loot" has almost no plot, but when the setting is so fresh and the characters feel so raw and alive, who needs one?

Ghetto laughs with a sophisticated point of view.

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Source: http://www.rottentomatoes.com/m/gimme_the_loot_2012/

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Endo Health offers $54.5 million to settle some vaginal mesh cases

By Jessica Dye

NEW YORK (Reuters) - A unit of Endo Pharmaceuticals Inc said it has agreed to pay $54.5 million to settle some of the thousands of lawsuits in North America that it is facing over injury claims stemming from the use of transvaginal surgical mesh products.

Endo unit American Medical Systems Inc announced the settlement in a regulatory filing with the U.S. Securities and Exchange Commission on Thursday. The company did not disclose how many cases would be resolved by the agreement, in which the company did not admit any liability or fault.

AMS estimated its potential liability as of March 31 from all current and future vaginal mesh cases to be at least $160 million, according to another SEC filing. Settlement details were not disclosed.

AMS is one of several companies facing thousands of lawsuits over transvaginal mesh devices in U.S. state and federal courts, as well as Canada. The devices are designed to treat pelvic organ prolapse and stress urinary incontinence.

Market data submitted to the FDA showed that in 2010, approximately 300,000 women underwent surgery for pelvic organ prolapse, and roughly one in three of those used mesh. That same year, about 260,000 women underwent surgery for stress urinary incontinence, 80 percent of which involved transvaginal mesh.

Plaintiffs in the lawsuits have alleged a variety of injuries stemming from the devices, including chronic pain and incontinence.

In 2008, the U.S. Food and Drug Administration notified transvaginal mesh manufacturers about reports of potential complications stemming from the devices. In 2012, the agency ordered AMS and other transvaginal device makers to conduct post-market safety studies and monitor the rate at which adverse events were reported.

AMS said it has been hit with thousands of lawsuits since 2008 and expects the number to climb, according to a regulatory filing from May. As of April 26, there were approximately 7,700 mesh cases pending against AMS, Endo and certain subsidiaries, an SEC filing said.

A spokesman for Endo did not immediately return a request for comment Friday.

Shares in Endo were down .32 percent or 12 cents to $37.38 in late afternoon trade.

(Reporting by Jessica Dye; Editing by Michele Gershberg and Leslie Gevirtz)

Source: http://news.yahoo.com/endo-health-offers-54-5-million-settle-vaginal-190529800.html

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The 9 Air Shows You Should See This Summer

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Although sequestration has grounded some military aviation performances, air show fans have plenty to look forward to in 2013, including helos, hot-air balloons, vintage military planes, and more.

By Kiona Smith-Strickland

", credit: "", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/Vr/summer-air-shows-01-0613-smn.jpg", src: "/cm/popularmechanics/images/yJ/summer-air-shows-01-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide2", url: "the-9-air-shows-you-should-see-this-summer-2", slidetype: "image", title: "Battle Creek Field of Flight Air Show and Balloon Festival", description: "Where: Battle Creek, Mich.
\nWhen: July 3 to July 7\n

\nWatch the nearly simultaneous launch of 20 hot-air balloons, see a real-life aerobatic show by Dusty from Disney?s movie (Planes) (played by a specially painted Air Tractor agricultural plane), and watch the Aerostars perform team aerobatics in Cold War?era Russian Yak-52 TW trainers. On July 5, enjoy a pyrotechnic night air show and witness the balloons lighting their burners at sunset.", credit: "Battle Creek CVB/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/g1/summer-air-shows-02-0613-smn.jpg", src: "/cm/popularmechanics/images/rd/summer-air-shows-02-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide3", url: "the-9-air-shows-you-should-see-this-summer-3", slidetype: "image", title: "Tacoma Freedom Fair Air Show", description: "Where: Tacoma, Wash.
\nWhen: July 4 to 6\n

\nThis two-hour show on Independence Day features vintage military aircraft such the T-33 Shooting Star trainer, the F-86 fighter, and the A-26C Invader light bomber, as well as fantastic civilian aerobatics. On July 6, check out Wings & Wheels, where biplane and helicopter rides share Tacoma Narrows Airport with a car and motorcycle show.", credit: "Ken Jarvis/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/JL/summer-air-shows-03-0613-smn.jpg", src: "/cm/popularmechanics/images/Lt/summer-air-shows-03-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide4", url: "the-9-air-shows-you-should-see-this-summer-4", slidetype: "image", title: "Fair Saint Louis Air Show", description: "Where: Saint Louis, Mo.
\nWhen: July 4 to July 6\n

\nTour a B-17 Flying Fortress, or take a B-17 ride (for a fee). Check out the nonprofit Commemorative Air Force?s Red Tail Squadron P-51C Mustang World War II fighter. Watch the Red Bull Helicopter perform loops and rolls, enjoy team aerobatic performances by Aeroshell in AT-6 trainers, and don?t miss the Liberty Jump Team?s skydiving show.", credit: "Mark Schierbecker/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/Vh/summer-air-shows-04-0613-smn.jpg", src: "/cm/popularmechanics/images/Er/summer-air-shows-04-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide5", url: "the-9-air-shows-you-should-see-this-summer-5", slidetype: "image", title: "Oregon International Air Show", description: "Where: Hillsboro, Ore.
\nWhen: July 26 to July 28\n

\nThe Patriots, one of the country?s two civilian jet demonstration teams, will perform formation aerobatics in their L-39 Albatros jets. See vintage military aircraft, including the MiG-17F and MiG-21UM fighters and the A-26 Invader in the air, and then see them up close on the ground. The show also features the Red Bull Skydiving Team and a lineup of exciting aerobatic performances.", credit: "Ryan Harvey/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/E9/summer-air-shows-05-0613-smn.jpg", src: "/cm/popularmechanics/images/xs/summer-air-shows-05-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide6", url: "the-9-air-shows-you-should-see-this-summer-6", slidetype: "image", title: "Experimental Aircraft Association AirVenture", description: "Where: Oshkosh, Wis.
\nWhen: July 29 to August 4\n

\nBilled as the ?World?s Greatest Aviation Celebration,? AirVenture will host 10,000 aircraft from about 60 countries, from World War II warbirds to cutting-edge experimental planes. This year?s lineup includes the only privately owned BAE Sea Harrier F/A2 vertical takeoff and landing fighter. Don?t miss the aerial Pear Harbor re-enactment Tora! Tora! Tora! performed by the Commemorative Air Force and developed in consultation with veterans from both sides of the battle. After witnessing aviation history, check out exhibits demonstrating the latest aircraft innovations and the future of flight.", credit: "Armchair Aviator/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/OG/summer-air-shows-06-0613-smn.jpg", src: "/cm/popularmechanics/images/5v/summer-air-shows-06-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide7", url: "the-9-air-shows-you-should-see-this-summer-7", slidetype: "image", title: "Rocky Mountain Airshow", description: "Where: Broomfield, Colo.
\nWhen: Aug. 16 to Aug. 18\n

\nLarge sport rocket launches have never been allowed at public events before, but the Federal Aviation Administration is field-testing proposed guidelines for public launches at this year?s Rocky Mountain Airshow, featuring the Stars and Stripes Rocket. You can watch hot-air balloons lift off in the Rocky Mountain BalloonFest. See flyovers by vintage aircraft, including the only flying B-29 left?the Commemorative Air Force?s FiFi?along with thrilling aerobatic acts and wing-walking.", credit: "nelsocs/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/QT/summer-air-shows-07-0613-smn.jpg", src: "/cm/popularmechanics/images/Uf/summer-air-shows-07-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide8", url: "the-9-air-shows-you-should-see-this-summer-8", slidetype: "image", title: "Memphis Airshow", description: "Where: Memphis, Tenn.
\nWhen: Sept. 28 and Sept. 29\n

\nThe Royal Canadian Air Force?s Snowbirds will perform formation jet aerobatics at Millington Regional Jetport in their CT-114 Tutor jet trainers. After dark, seven surprise acts will perform a pyrotechnic night air show followed by fireworks.", credit: "ceasol/Flickr", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/88/summer-air-shows-08-0613-smn.jpg", src: "/cm/popularmechanics/images/4q/summer-air-shows-08-0613-lgn.jpg", srcwidth: 600, srcheight: 450 }, { id: "slide9", url: "the-9-air-shows-you-should-see-this-summer-9", slidetype: "image", title: "Wings over Houston", description: "Where: Houston, Texas
\nWhen: Oct. 26 and Oct. 27\n

\nOne of the largest air shows in the U.S., Wings Over Houston features a multitude of warbirds and vintage aircraft, including the B-29 FiFi and the Red Tail Squadron P-51C. This year?s lineup also includes a 60th anniversary Korean War tribute, featuring historic aircraft from the era, from the MiG-15 fighter to the Sikorsky YR-4 helicopter.", credit: "", sourceid: null, sourcename: "", sourceurl: null, sourcelogo: "", thumbsrc: "/cm/popularmechanics/images/lB/summer-air-shows-09-0613-smn.jpg", src: "/cm/popularmechanics/images/kt/summer-air-shows-09-0613-lgn.jpg", srcwidth: 600, srcheight: 450 } ] };

American Heroes Air Show

Where: Lake View Terrace, Calif.
When: June 29

This helicopters-only air show is dedicated to demonstrating the vital role of helos in the military, law enforcement, firefighting and search-and-rescue operations. Watch flyovers and demonstrations, explore static displays and public safety exhibits, or take a helicopter ride.

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Source: http://www.popularmechanics.com/technology/aviation/the-9-air-shows-you-should-see-this-summer?src=rss

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Facebook blogs, emails people about potential bug that allows access to contact information

Facebook just disclosed that that their White Hat program has discovered a potential bug that could allow contact information, including email and phone numbers, to be accessed by other uses who have some type of existing connection. You can see a copy of the email above, which they're proactively sending affected users. In a blog post, though buried after several paragraphs of mitigation, Facebook said:

Because of the bug, some of the information used to make friend recommendations and reduce the number of invitations we send was inadvertently stored in association with people?s contact information as part of their account on Facebook. As a result, if a person went to download an archive of their Facebook account through our Download Your Information (DYI) tool, they may have been provided with additional email addresses or telephone numbers for their contacts or people with whom they have some connection. This contact information was provided by other people on Facebook and was not necessarily accurate, but was inadvertently included with the contacts of the person using the DYI tool.

It's a lot to unpack, so read it carefully. If you received an email, read it doubly carefully. Then let us know what questions, concerns, and overall thoughts you might have.

Source: Facebook

Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/SgyrUk3lSaM/story01.htm

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Suicide bomb, shootings kill 9 northern Iraq

BAGHDAD (AP) ? A suicide car bomb and other militant attacks killed nine people in northern Iraq on Saturday, officials said, the latest in a wave of violence that has killed nearly 2,000 Iraqis since the start of April.

The deadliest attack was in al-Athba village near the northern city of Mosul, when a suicide car bomber rammed his explosives-laden car into a police patrol, a police officer said. Three civilian bystanders and one policeman died while six other people were wounded, he added.

With violence spiking sharply in recent months to levels not seen since 2008, al-Qaida in Iraq and other militant groups have been gathering strength in the area of Mosul, some 360 kilometers (220 miles) northwest of Baghdad.

In the city of Tuz Khormato, 210 kilometers (130 miles) north of Baghdad, gunmen on motorcycles riddled a civilian vehicle carrying four off-duty policemen with bullets, killing three and wounding another, a police officer said.

Another group of gunmen attacked a police checkpoint in the city of Samarra, killing two policemen and wounding four, another police officer said. Samarra is 95 kilometers (60 miles) north of Baghdad.

Police also said two civilians were killed and nine wounded when a bomb ripped through a small market late Friday in Baghdad.

Four medical officials confirmed the casualty figures. All officials spoke on condition of anonymity as they were not authorized to release information.

Also on Saturday, the United Nations said another 27 residents of a camp housing members of an Iranian exile group have been relocated to Albania. The move follows a deadly rocket attack on the facility last week.

A total of 71 residents of Camp Liberty have now relocated to the southeast European country, which has agreed to accept 210 of them. Germany has also offered to take 100 residents. The U.N. is urging other member states to accept some of the more than 3,000 living in Iraq.

The dissident group, the Mujahedeen-e-Khalq, is the militant wing of a Paris-based Iranian opposition movement that opposes Iran's clerical regime and has carried out assassinations and bombings there. It fought alongside Saddam Hussein's forces in the 1980-88 Iran-Iraq war, and several thousand of its members were given sanctuary in Iraq. It renounced violence in 2001, and was removed from the U.S. terrorism list last year.

Iraq's government wants the MEK members to leave, and the U.N. has been working to resettle them abroad.

Two residents of Camp Liberty were killed in a June 15 rocket attack on the facility. A Shiite militant group claimed responsibility, saying it wants the group out of Iraq.

______

Associated Press writer Adam Schreck contributed to this report.

Source: http://news.yahoo.com/suicide-bomb-shootings-kill-9-northern-iraq-101725395.html

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Exclusive: British investors step back from executive pay battle

By Joel Dimmock

LONDON (Reuters) - Investors in Britain's largest companies have rowed back on the protests over pay which most readily symbolized public distaste over perceived corporate greed during last year's 'shareholder spring'.

Research by Reuters has found that the average vote against executive pay deals at FTSE 100 annual general meetings has fallen by 18 percent from two years ago, even though surveys suggest earnings have continued to rise.

The decline in dissent comes shortly before shareholders acquire new powers to reject compensation policies.

With more than 70 percent of 2013 FTSE 100 AGMs completed, remuneration resolutions have drawn an average 'No' vote of 6.6 percent, down from 7.6 percent for the same companies in 2012 and from 8 percent for all FTSE 100 members in 2011.

As with other stock indexes, the British blue-chip benchmark's composition changes slightly from year to year.

These votes are still advisory, but from October reforms brought in by Britain's business secretary Vince Cable will give shareholders the power to reject any changes to a pay policy at the next company AGM, or to vote down an unchanged policy every three years.

No FTSE 100 pay vote in 2013 has so far seen objections reach the 50 percent threshold which would force a company back to the drawing board. Last year, a majority of shareholders at two companies, WPP and Aviva , voted against proposed pay deals for executives.

There is no clear evidence that the decline in voting levels reflects a fall in executive earnings, although some major investors credit efforts by companies to make changes and better engage with shareholders for the fall in protest votes.

A survey last week by consultancy MM&K and proxy voting firm Manifest found that average pay for UK CEOs in 2012 had increased by more than 10 percent from 2011 as an equity rally inspired by quantitative easing inflated earnings. Click here for more details: http://r.reuters.com/duj98t x Cable told Reuters there had been some evidence of pay moderation, particularly among new appointments. Barclays CEO Antony Jenkins got a package worth 2.6 million pounds last year, for example - much less than the 17 million pounds his predecessor Bob Diamond took home in 2011.

But Cable warned that shareholders risk squandering their new powers if they lack the determination to challenge pay deals they perceive to be too generous or contrary to a firm's long-term interests.

"Our changes will help to create the right environment for long-term, responsible private sector growth, which will in turn support a stronger economy and a fairer society," said Cable, a Liberal Democrat member of the Conservative-led coalition government.

"The challenge is now for shareholders to engage with companies. We've given them the tools through our reforms but these will only work if shareholders are willing to use them."

When British companies faced their shareholders during the 2012 AGM season, it felt like revolution was in the air. Heads rolled and the phrase 'shareholder spring' was coined to echo the popular uprisings across the Arab world.

The average vote against pay deals actually fell compared with 2011, however, and the latest data shows a further decline so far this year.

"This does not bode well for the incoming regime of binding shareholder votes," said Alan Macdougall, managing director at PIRC, which provides voting advice to UK institutional investors and is a vocal campaigner for improved corporate governance standards.

"The willingness of many asset managers to nod through all but the most egregious remuneration policies means it would not be surprising to go through a whole season without a company being defeated.

"There is a real danger that unengaged asset managers undermine the credibility of shareholder oversight of pay," he told Reuters.

And it's not the case that shareholders have simply toned down their protests through the use of abstentions.

When abstentions are rolled into the total votes counted at FTSE 100 AGMs, the Reuters research shows that 2.2 percent of votes have been withheld so far this year on pay resolutions, a fall from 2.4 percent in 2012 and from 3.6 percent in 2011.

LEARNING THE LESSONS?

Angeli Benham is UK corporate governance manager at Legal & General Investment Management, the fund arm of the British insurer, which owns about 4 percent of UK shares. She said the decline was a function of last year's ructions.

Although the average vote against pay dropped in 2012, investors could be said to have picked their battles. Shareholder votes claimed the scalp of Aviva CEO Andrew Moss, forced WPP back to the drawing board on bonuses, and sent other companies scrambling to tweak pay arrangements as their turn on the AGM treadmill approached.

"A lot of the companies that I worked against last year, did come and chat to shareholders and most of them have made significant changes to their remuneration," said Benham.

"Other shareholders are now engaging more with companies... and companies that haven't engaged with us in the past are coming forward."

Investors suggest that some companies last year were playing catch-up with pay after restraint during the financial crisis, and were willing to stomach political anger and investor tutting in order to bring salaries to levels they deemed appropriate.

Historically, many investors have been loath to join a public vote against management and there were already expectations that this latest AGM season might fail to live up to last year's headlines.

Fund managers often claim to do their best work behind closed doors and highlight the need for pragmatism when voting on compensation for UK CEOs which is not out of step with payouts to peers around the world.

"It suits the status quo in both PLC remuneration committees and the investment management industry to pretend that the drop-off in shareholder opposition to pay is a sign of progress," said PIRC's Macdougall.

"Neither group really believes that there is a problem with pay, and so the token changes companies are willing to make are quickly banked as ?wins' by asset managers."

(Editing by Catherine Evans)

Source: http://news.yahoo.com/exclusive-british-investors-step-back-executive-pay-battle-113159392.html

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How to disable video auto-play in Instagram for iPhone

If you haven't already heard, Instagram was recently updated to include support for video uploads. Just like Vine, Instagram can auto-play those videos as soon as you scroll past them. For many of us, this feature may be more annoying than it is useful. As it happens, there's a way to disable it.

Here's how:

1. Launch the Instagram app from the Home screen of your iPhone.
2. In the bottom navigation, tab on the Profile tab which is the furthest to the right.
3. On your profile screen, tap on the Settings gear in the upper right hand corner.
4. Scroll down a ways and they'll see an option for Auto-Play videos. Tap to turn the slider to the Off position.

That's it. Instagram will now not play videos automatically as you scroll past them unless you actually tap on them to play them.

Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/TWfVDfNLALk/story01.htm

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Hello Molders of the World! | San Diego Writers, Ink

Posted by contact on Jun 20, 2013 in Blog, Fresh Ink | Comments Off

My name is Jonathan Ische, and I am a writer currently interning for San Diego Writers, Ink. I?recently graduated from Point Loma Nazarene University (PLNU) with a degree in writing.

Although it?was a long five years (after changing my major a few times), I extracted as much as I could out of all the?conjoined experiences I had?from various roommates and the pleasures and pitfalls of girls, to what I?heard and experienced vicariously, and of course, through numerous courses and books.?With God perpetually remaining at the center of my life, I believe my education and the talents and?blessings I have undeservedly received can alter the world for the better.

Previously I had been interested in healthcare and helping people on an individual basis. I was?learning the highly detailed information of everything pertaining to the human, from the large scale of?muscles and how they interact through movement, to the molecular level of how different medicines?affect body functions. Interesting and practical as this field of study is, I felt out of place. There was?more I could do to help others. That is when I found out about the writing program at PLNU.

Writing allows for someone to portray a unique perspective of life. Whether a writer chooses to?write a poem on the immensity of the universe and the billions of stars and trillions of planets that exist?at this very moment or writes a novel about his or her first love, writing is an instrument unlike any?other. It transcends time and distance and is not restrained to any particular language.

An easily?recognizable example of how writing meets these criteria is plays. How many hundreds of years have?passed since Shakespeare has died? Yet his plays not only influenced the dreams and realities of?people in his own era but live on and continue to influence today as well. However, the effect of writing?does not end there. After reading one such play, how many people were sparked to write an essay, for?example, on their own interpretation? Furthermore, how many people were convinced after reading the?logic and ideas of an essay to apply it to their own lives? If these ideas are read or heard by people in?power, how much good can writing accomplish then? Does the cycle showing the power of the written?word continue through one such person in power, like a president or prime minister, and then make?itself apparent for all to see through a new law or bill?

As the famous Romantic British writer Percy Shelley wrote in his essay, A Defence of Poetry,??Poets are the unacknowledged legislators of the world.? Writing, no matter the form, is an art that can?be used to shape the way we think, the way we act, and the way we live. Governments can be?transformed, lives can be saved, and the amount of greatness humanity can achieve is limitless.

Meanwhile, in order for any of these goals to become evident, it all starts with you, and I, and the?community of writers sitting down and transcribing our lives and inspirations. We must use the tool of?writing to mold the world into a place everyone agrees is a place worth living in. Among the countless?ways writing can transfuse into the daily lives of not only those living in luxury, but the poor and hungry?on their deathbeds, San Diego Writers, Ink serves as one of the many beacons of hope that can guide?humanity to heights that have never before been reached.

SDWI is an organization that fosters the creativity within everyone by offering classes, hosting?events, and giving workshops all geared toward honing the skill of writing. None of the board members?are paid, but each one strives to bring the beauty of writing to all who wish to develop their craft. By?giving people an opportunity to break away from the frantic nature of their daily lives and sit down and?relax for a while to write, or by welcoming professionals to come and teach classes on how to be a?better writer, SDWI is proud when someone discovers the joy of writing.

Whether the writing faction of?choice is fiction, screen writing, journalism, poetry, essays, nonfiction, etc., SDWI?s board and staff are supremely happy?when you grow as person and as a writer. When you write your own characters that people can connect?with, when the hours you spent writing parts in a play are given to people who act them out and you see?your work come to life, when you find out your poem helped someone through the hardest time of their?life, that is when SDWI is pleased you chose them to be an outlet for your writing.

I?m not really a blog writer, and this is my first, but convention requires me to be a bit selfish?and speak more about my life. Someday, I would like to write books that are among the best the world?has to offer, and maybe even have them made into movies. If by God?s will I happened to become rich, I?would donate a large amount the money I make to charities and churches which have the potential to?reach people on a more personable level. I desire for my books to help solve some the issues of today,?such as global warming, and be a source people can look to, along with the Bible, for how to live?enriching lives full of love and peace. While none of this may ever occur, I will always aspire to be the?best writer I can be that can hopefully mold the world into a better place.

Write On, ?Jonathan Ische

?

Jonathan Ische is an intern at SDWI. We are happy to have Jonathan here as he begins his journey as a writer.

Source: http://www.sandiegowriters.org/hello-molders-of-the-world/

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Addax Calf Brookfield Zoo: Chicago-Area Zoo Welcomes Its Newest Arrival (PHOTOS)

It's a boy at Brookfield Zoo! (And a very important one at that.)

The pitter patter of little hooves can now be heard at the Chicago-area Brookfield Zoo thanks to the arrival of an addax antelope calf.

The zoo announced Thursday that a male addax calf was born on June 7 to mama Sara, 4, and 11-year-old father Winston. Its precious, already-visible horn buds are expected to already grow into horns in the coming weeks.

According to the zoo, addax are a critically endangered species on the brink of extinction -- almost 200 live in accredited zoos across North America, while only about 300 more live in the wild, mostly in Niger. The addax have been hunted excessively of its horns, flesh and hide, contributing to the species' decline.

In further good news at the zoo, three more members of the Brookfield's addax herd are also expecting to give birth this summer -- so the calf will likely have some new playmates before long.

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Source: http://www.huffingtonpost.com/2013/06/20/addax-calf-brookfield-zoo-photos_n_3474795.html

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Internet balloons to benefit small business: Google | Your Daily ...

Google?s plans to beam the Internet from giant balloons sent to the stratosphere could boost small businesses in rural parts of Asia by connecting them online, the company said Wednesday.
Karim Temsamani, Google?s head of Asia Pacific, said in a speech at the Communicasia conference in Singapore, that the Internet balloons might also facilitate communication during disasters.

Google last week revealed top secret plans to launch thousands of balloons to provide Internet connections to remote parts of the world, allowing the more than four billion people with no access to get online.

Its scientists on Saturday released up to 30 helium-filled test balloons flying 20 kilometres (12.4 miles) above Christchurch in New Zealand, carrying antennae linked to ground base stations.

?What?s devastating is that only a tiny fraction of SMEs (small-medium enterprises) all across Asia are online right now,? Temsamani told the conference.

He said India, one of the region?s emerging economies, has 47 million small businesses, but only one per cent are online.

?Getting more businesses online is crucial to every single country in the region,? he said.

The experimental balloon project, called Project Loon, is one way to provide affordable Internet access to ?rural, remote and under-served? regions, Temsamani said.

?For farmers in remote rural areas, this would bring market information that allows them to get better prices from merchants,? he added.

The balloons, which once in the stratosphere will be twice as high as commercial airliners and barely visible to the naked eye, will also help in disasters when communication infrastructure is down, Temsamani said.

?For places with few doctors, this could help relay drug information. In disasters, this could help coordinate supplies,? he said.

The balloon network is controlled by ground stations connecting to the local Internet infrastructure and beaming signals to the balloons, which are self-powered by solar panels.

Users below have an Internet antennae they attach the side of their house which can send and receive data signals from the balloons passing overhead.

Some 50 people were chosen to take part in the trial in New Zealand and were able to link to the Internet.

Temsamani cautioned that the project remained in an experimental stage, and would require a lot of work from participating nations.

?These balloons need networks? co-operation to function, we?re all going to have to work together on this,? he said.

He said Google expects half a billion people in emerging markets worldwide, most of them in Asia, to have Internet access ?between now and 2015?.

?These people will drive this transformation even faster. They will not have all the desktop-based habits we?ve developed over the past 10 years,? he added.

Source:http://economictimes.indiatimes.com/tech/internet/internet-balloons-to-benefit-small-business-google/articleshow/20661341.cms

Source: http://yourdailyupdateblog.com/archives/41215

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Summer Solstice 2013: It's Gonna Be a Long Day

Source: http://www.thehollywoodgossip.com/2013/06/summer-solstice-2013-its-gonna-be-a-long-day/

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Greentape Brings Reviews To Consumers And Data To Merchants

With a plan of making product ratings social, Greentape is launching a new app that they hope will bring in-store product reviews to consumers while (hopefully) spawning more product purchases for merchants. The team is demoing this new app at TechCrunch Disrupt NY 2013.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/bf6gssmQBjw/

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For Devices, Your Brain as Control Pad - NYTimes.com

Last week, engineers sniffing around the programming code for Google Glass found hidden examples of ways that people might interact with the wearable computers without having to say a word. Among them, a user could nod to turn the glasses on or off. Taking a picture might be accomplished with a single wink.

But don?t expect these gestures to be necessary for long. Soon, we might be interacting with our smartphones and computers simply by using our minds. In the next couple of years, we could be turning on the lights at home just by thinking about it, or sending an e-mail from our smartphone without even pulling the device from our pocket. Further into the future, our robot assistant will appear by our side with a glass of fresh lemonade simply because it knows we?re thirsty.

Researchers in Samsung?s Emerging Technology Lab are testing tablets that can be controlled by your brain, using a cap that resembles a ski hat studded with monitoring electrodes, the MIT Technology Review, the science and technology journal of the Massachusetts Institute of Technology, reported this month.

The technology, often called brain computer interfaces, was conceived to enable people with paralysis and other disabilities to interact with computers or control robotic arms, all by simply thinking about such actions. Before long, these technologies could well be in consumer electronics, too.

Some crude brain-reading products already exist, letting people play easy games or move a mouse around a screen with their mind.

NeuroSky, a company based in San Jose, Calif., recently released a Bluetooth-enabled headset that can monitor slight brain movements and allow people to play concentration-based games on computers and smartphones. These include a zombie-chasing game, archery and a game where you dodge bullets ? all these apps use your mind as the joystick. Another company, Emotiv, sells a headset that looks like a large alien hand and can read brain waves associated with thoughts, feelings and expressions. The device can be used to play Tetris-like games or search through Flickr photos by thinking about an emotion the person is feeling ? like happy, or excited ? rather than searching by keywords. Muse, a lightweight, wireless headband, can engage with an app that ?exercises the brain? by forcing people to concentrate on aspects of a screen, almost like taking your mind to the gym.

Car manufacturers are exploring technologies packed into the back of the seat that detect when people fall asleep while driving and rattle the steering wheel to awaken them.

But the products commercially available today will soon look archaic. ?The current brain technologies are like trying to listen to a conversation in a football stadium from a blimp,? explained John Donoghue, a neuroscientist and director of the Brown Institute for Brain Science. ?To really be able to understand what is going on with the brain today you need to surgically implant an array of sensors into the brain.? In other words, to gain access to the brain, for now you still need a chip in your head.

Last year, a project called BrainGate pioneered by Dr. Donoghue, enabled two people with full paralysis to use a robotic arm with a computer responding to their brain activity. One woman, who had not used her arms in 15 years, could grasp a bottle of coffee, serve herself a drink and then return the bottle to a table. All done by imagining the robotic arm?s movements.

But that chip inside the head could soon vanish as scientists say we are poised to gain a much greater understanding of the brain, and, in turn, technologies that empower brain computer interfaces. An initiative by the Obama administration this year called the Brain Activity Map project, a decade-long research project, aims to build a comprehensive map of the brain.

Miyoung Chun, a molecular biologist and vice president for science programs at the Kavli Foundation, is working on the project and although she said it would take a decade to completely map the brain, companies would be able to build new kinds of brain computer interface products within two years.

?The Brain Activity Map will give hardware companies a lot of new tools that will change how we use smartphones and tablets,? Dr. Chun said. ?It will revolutionize everything from robotic implants and neural prosthetics, to remote controls, which could be history in the foreseeable future when you can change your television channel by thinking about it.?

There are some fears to be addressed. On the Muse Web site, an F.A.Q. is devoted to convincing customers that the device cannot siphon thoughts from people?s minds.

These brain-reading technologies have been the stuff of science fiction for decades.

In the 1982 movie ?Firefox,? Clint Eastwood plays a fighter pilot on a mission to the Soviet Union to steal a prototype fighter jet that can be controlled by a brain neurolink. But Mr. Eastwood has to think in Russian for the plane to work, and he almost dies when he cannot get the missiles to fire while in the middle of a dogfight. (Don?t worry, he survives.)

Although we won?t be flying planes with our minds anytime soon, surfing the Web on our smartphones might be closer.

Dr. Donoghue of Brown said one of the current techniques used to read people?s brains is called P300, in which a computer can determine which letter of the alphabet someone is thinking about based on the area of the brain that is activated when he sees a screen full of letters. But even when advances in brain-reading technologies speed up, there will be new challenges, as scientists will have to determine if the person wants to search the Web for something in particular, or if she is just thinking about a random topic.

?Just because I?m thinking about a steak medium-rare at a restaurant doesn?t mean I actually want that for dinner,? Dr. Donoghue said. ?Just like Google glasses, which will have to know if you?re blinking because there is something in your eye or if you actually want to take a picture,? brain computer interfaces will need to know if you?re just thinking about that steak or really want to order it.

Source: http://bits.blogs.nytimes.com/2013/04/28/disruptions-no-words-no-gestures-just-your-brain-as-a-control-pad/

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Moniker and SnapNames Announce Premium Spring Domain Name ...

[news release] Moniker? and SnapNames?, both KeyDrive S. A. companies and leading providers of domain name solutions, today announced their Premium Spring Auction. The online auction showcases some of the most sought after domains on the market and provides businesses, including start-ups and established companies, access to domain names for long term, strategic growth initiatives.

The premium auction event features hand-selected domains across popular business categories and will include starting bid prices ranging from Low & No Reserve to Premium price points. Past events have produced such notable sales such as Social.com, Data.com, Guns.com, QE.com, Platinum.com, Empire.com, Dating.com, Tshirts.com and many more.

Additional information including links to the auction can be found at: https://moniker.com/domainauction/events/2013-04-spring-premium/

Featured domains include: BarbecueSauce.com, CarRepairs.com, Feature.com, FixedRateLoans.com, GolfingSchool.com, Jockeys.com, Lbs.com, NachoCheese.com, Plum.com, Receive.com, Screening.com, Visitor.com, WebServer.com, WindowShades.com, YogaClasses.com and more.

?We strongly believe a premium domain name is the foundation for growth on the internet today. From e-commerce sites to brick and mortar establishments seeking an online presence, a premium domain provides tangible benefits unlike that of traditional customer acquisition methods,? said Craig Snyder, CEO of Moniker and SnapNames. ?The SnapNames auction platform and our world-class brokerage team connect established businesses and early stage start-ups with assets that drive go-to-market strategies and create launch pads for products and solutions. Making that process globally accessible has been the driving force for our success and this auction is no exception.?

Key Dates:

Auction Start: April 11, 2013 at Noon US Eastern Time

Auction End: May 9, 2013 at 3:15 pm US Eastern Time

To speak directly to a domain name sales specialist regarding domains for sale and bidding options please contact us by email or phone - Email: auction[@]moniker.com; Phone: Toll free in the U.S. and Canada 866-690-6279-Option 3; Outside the U.S. and Canada 503-241-8547-Option 3.

To participate in the auction an active SnapNames account is required. To set-up a new account please go to: https://www.snapnames.com/add_acct_1.jsp.

For more details visit: https://moniker.com/domainauction/events/2013-04-spring-premium/

About Moniker and SnapNames

Moniker? and SnapNames?, both KeyDrive S.A. companies, offer registries, registrars, businesses and individuals an array of services for domain registration management, acquisition, brokerage and sales. Moniker introduced the live domain name auction concept and is a top worldwide registrar. SnapNames pioneered and operates the largest online auction of registered, expired and deleting domains, giving its customers access to the world?s best selection and most valuable names every day. For more information visit www.moniker.com and www.snapnames.com.

This news release was sourced from:
https://www.moniker.com/domainnewsresources/news/moniker_and_snapnames_announce_premium_spring_domain_name_auction

Source: http://www.domainnews.com/en/moniker-and-snapnames-announce-premium-spring-domain-name-auction.html

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More Heresy from The Economist (Powerlineblog)

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Amanda Knox Contemplated Suicide in Prison, Wants Meredith Kercher's Dad to Read Book

Source: http://www.thehollywoodgossip.com/2013/04/amanda-knox-contemplated-suicide-in-prison-wants-meredith-kerche/

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Scientists confirm new H7N9 bird flu has come from chickens

By Kate Kelland

LONDON (Reuters) - Chinese scientists have confirmed for the first time that a new strain of bird flu that has killed 23 people in China has been transmitted to humans from chickens.

In a study published online in the Lancet medical journal, the scientists echoed previous statements from the World Health Organization (WHO) and Chinese officials that there is as yet no evidence of human-to-human transmission of this virus.

The H7N9 strain has infected 109 people in China since it was first detected in March. The WHO warned on Wednesday that this strain is "one of the most lethal" flu viruses and is transmitted more easily than the H5N1 strain of bird flu, which has killed hundreds around the world since 2003.

Kwok-Yung Yuen of the University of Hong Kong, who led the study, said its findings that chickens in poultry markets were a source of human infections meant that controlling the disease in these places and in these birds should be a priority.

"Aggressive intervention to block further animal-to-person transmission in live poultry markets, as has previously been done in Hong Kong, should be considered," he told the Lancet.

He added that temporary closure of live bird markets and comprehensive programs of surveillance, culling, biosecurity and segregation of different poultry species may also be needed "to halt evolution of the virus into a pandemic agent".

"The evidence ... suggests it is a pure poultry-to-human transmission and that controlling (infections in people) will therefore depend on controlling the epidemic in poultry," he said.

Yuen's findings do not mean all cases of human H7N9 infection come from chickens, or from poultry, but they do confirm chickens as one source.

The WHO has said 40 percent of people infected with H7N9 appear to have had no contact with poultry.

Other so called "reservoirs" of the flu virus may be circulating in other types of birds or mammals, and investigators in China are working hard to try find out.

CASE STUDIES

Yuen's team conducted detailed cases studies on four H7N9 flu patients from Zhejiang, an eastern coastal province south of the commercial hub Shanghai.

All four patients had been exposed to poultry, either through their work or through visiting poultry markets.

To find out whether there was transmission of the virus from poultry to humans, the researchers took swabs from 20 chickens, four quails, five pigeons and 57 ducks, all from six markets likely to have been visited by the patients.

Two of the five pigeons and four of the 20 chickens tested positive for H7N9, but none of the ducks or quails.

After analyzing the genetic makeup of H7N9 virus in a sample isolated from one patient and comparing it to a sample from one of the chickens, the researchers said similarities suggest the virus is being transmitted directly to humans from poultry.

The team also checked more than 300 people who had had close contact with the four patients and found that none showed any symptoms of H7N9 infection within 14 days from the beginning of surveillance. This suggests the virus is not currently able to transmit between people, they said.

But they noted that previous genetic analysis shows H7N9 has already acquired some gene mutations that adapt it specifically to being more able to infect mammals - raising the risk that it could one day cause a human pandemic.

"Further adaptation of the virus could lead to infections with less severe symptoms and more efficient person-to-person transmission," the scientists wrote.

(Editing by Kevin Liffey)

Source: http://news.yahoo.com/scientists-confirm-h7n9-bird-flu-come-chickens-134334449.html

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Popular discovery app Drippler heads to iOS, touts 5 million downloads on Android

Drippler's been relatively successful on Android, with more than five million downloads to date, but now the team behind the recommendations app is looking to test different waters. Earlier today, Drippler announced an iOS equivalent is now available, which will bring many of the features that made it as popular as it is on Android. What this means, essentially, is the application will tailor itself for your particular device, helping discover different types of things which relate to you -- such as tips, games, services and news articles. At any rate, it'll be folks like yourself who determine whether Drippler can also be a hit on iOS, so feel free to sound off in the comments below after you've taken it for a quick whirl.

Filed under: Cellphones, Software, Mobile

Comments

Source: App Store, The Next Web

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/qK3XtGi2o0I/

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Jim Hoft's Breaking Bombshell of the Day: Victim of Terrorism Visited by Michelle Obama! (Little green footballs)

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US man detained in Venezuelan post-vote crackdown

This undated family photo released Thursday, April 25, 2013, shows Timothy Tracy inside of a vehicle in Venezuela. The 35-year-old filmmaker from California was arrested Wednesday, by Venezuelan authorities who are accusing him of fomenting post election violence on behalf of the U.S. government. Friends and family told The Associated Press said that he had been in Venezuela since last year making a documentary about the confrontation between the opposition and a socialist government that is struggling to maintain its once-high popularity after the death of Venezuela's late President Hugo Chavez. (AP Photo/Family courtesy photo)

This undated family photo released Thursday, April 25, 2013, shows Timothy Tracy inside of a vehicle in Venezuela. The 35-year-old filmmaker from California was arrested Wednesday, by Venezuelan authorities who are accusing him of fomenting post election violence on behalf of the U.S. government. Friends and family told The Associated Press said that he had been in Venezuela since last year making a documentary about the confrontation between the opposition and a socialist government that is struggling to maintain its once-high popularity after the death of Venezuela's late President Hugo Chavez. (AP Photo/Family courtesy photo)

CARACAS, Venezuela (AP) ? A 35-year-old filmmaker from California has been arrested by Venezuelan authorities who are accusing him of fomenting postelection violence on behalf of the U.S. government.

President Nicolas Maduro said Thursday that he personally ordered Timothy Tracy's arrest on suspicion of "creating violence in the cities of this country." Venezuela's interior minister said Tracy was working for U.S. intelligence, paying right-wing youth groups to hold violent demonstrations in order to destabilize the country after Maduro's narrow election win last week.

Friends and family of Tracy told The Associated Press that he had been in Venezuela since last year making a documentary about the country, which is bitterly divided politically as the socialist heirs of the late President Hugo Chavez struggle to maintain control of a country beset by economic and political turmoil

The Georgetown University English graduate was a story consultant on the 2009 documentary "American Harmony," about competitive barbershop quartet singing, and produced the recent Discovery Channel program "Under Siege," about terrorism and smuggling across the U.S.-Canada border as well the History Channel series "Madhouse," on modified race-car drivers in North Carolina.

"They don't have CIA in custody. They don't have a journalist in custody. They have a kid with a camera," said Aengus James, a friend and associate of Tracy's in Hollywood, California, and director of "American Harmony."

James described Tracy as "fearless" but also somewhat quixotic.

"This whole thing came about with him at a party in South Florida," he said. "He met this cute girl who says, 'If you really are a documentary filmmaker you'll come tell the story of what is happening in Venezuela,' and if you say something like that to Tim he goes, whether or not he knows a single person there or knows anything about the political situation or the consequences."

Tracy had been detained at least twice before by Venezuela's SEBIN intelligence police. The last time was five days before the April 14 presidential election when he was taking video of a pro-government rally in the port city of Puerto Cabello, said an associate who spoke on condition of anonymity because he did not want to endanger people inside Venezuela.

The U.S. Embassy in Caracas declined immediate comment, citing citizen privacy.

In Washington, State Department spokesman William Ostick said U.S consular officials in Venezuela are attempting to meet and speak with Tracy. He declined to discuss details of the man's arrest.

Ostick rejected Maduro's repeated allegations that the United States is attempting to undermine Venezuela's government.

"The United States continues categorically to reject any allegations of U.S. government efforts to destabilize the Venezuelan government or to harm anyone in Venezuela," he said. "Tensions in Venezuelan society result from the fact that there was an extremely close election."

Prosecutors said Tracy was arrested Wednesday evening as he tried to fly out of Simon Bolivar International Airport outside the capital, Caracas.

Tracy's father Emmet, of Grosse Pointe Farms, Michigan, said that in his last email his son had asked for some airline miles so he could fly to the United States so they could be together for the father's 80th birthday.

The prosecution said he would be brought to a court hearing Thursday to be formally charged under Venezuela's anti-terrorism laws.

The police had been friendly to Tracy during the previous incidents, with some even agreeing to appear in his documentary, the filmmaker's father said. Emmet Tracy said, however, that the family had begun urging his son to leave the country in light of the volatile political situation.

"Frankly it's the kind of scenario that we were concerned about and kept telling him," Emmet Tracy said.

Tensions in the country have been rising since Maduro beat opposition candidate Henrique Capriles in the April 14 election by less than 2 percentage points. The government insists the opposition fomented violence directed at ruling party supporters and official buildings in the days after the election. The opposition is demanding an audit of the vote, which it says was stolen.

Venezuela's government has long accused the United States of trying to undermine it, moving closer to Cuba, Iran and Russia after a failed 2002 coup attempt against Chavez that the George W. Bush administration initially recognized.

Tracy is the first American in recent memory to be detained in Venezuela on politically related charges, however.

"I gave the order that they detain him immediately, hand him to prosecutors with the proof that there is because nobody can be destabilizing this country, whatever they believe, because they're on the side of the bourgeoisie, no," Maduro said.

James said Tracy's Spanish is passable but not great.

He said Tracy "literally has no political agenda. He is very sympathetic to all sides. He's telling stories about people and what their life is like there."

"He has been involved in telling stories that told that international component. But he certainly never worked for the government," said James.

"He's trying to tell a human story," said James. "My fear is that he's gone in deeper than he should have."

__

Bajak contributed from Lima, Peru. Associated Press writer Luis Alonso Lugo in Washington contributed to this report.

__

Frank Bajak on Twitter: http://twitter.com/fbajak

Michael Weissenstein on Twitter: http://twitter.com/mweissenstein

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2013-04-25-Venezuela-American%20Detained/id-aad2d4fa012b434c87c32416f7cf4a5a

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How much money would you be willing to take out in student loans ...

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You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Source: http://www.wallstreetoasis.com/forums/how-much-money-would-you-be-willing-to-take-out-in-student-loans

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